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Thanks To You, I Am A Homeowner Again!
Converting a lease-option into an equity-share was a complex and collaborative process.
Jo-Ann Sturtridge
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Ask Anything: Walnut Creek, Lafayette and Contra Costa County California home buying, real estate listings, and homes for sale in Contra Costa County, CA

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Financing Your Home >The Loan Application

When you have decided on a mortgage lender, you begin the loan process by filling out a loan application. You should be fully prepared to go over your current financial situation and credit history with the loan officer.

Have a record of all of your current bank accounts, including the name and address of bank(s), type of account(s), and approximate balance(s). Be prepared to provide details about outstanding loans, including student loans and major credit accounts. You will also need information about your assets, such as car title, stocks and bonds, and life insurance policies. If you foresee any credit problems, ask the loan officer for advice on how to keep them from interfering with approval of your mortgage loan. The loan officer can usually give you a prompt opinion about your chances for obtaining a mortgage.

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Q	What was a sure way to accumulate wealth through the 1970s and early 1980s?
A	Many people made their fortunes in real estate during this period.
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Doug Sherry, REALTORŽ, real estate agent and broker for Walnut Creek, Lafayette and Contra Costa County California home listings, property and land for sale - NUMBER1EXPERT(tm)

Doug Sherry
Pacific Union Real Estate Group
8 Camino Encinas
Orinda, CA. 94563
925-918-0011
925-253-6250
Fax: 925-258-0093
Email: dougsherry@NUMBER1EXPERT.com
Doug Sherry strives for excellence in everything he does, making a solid commitment to remain on the cutting edge of real estate technology and innovation. He helps his clients achieve their goals through an open-minded philosophy and years of extensive business. Call or email him today!

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