Walnut Creek, Lafayette and Contra Costa County real estate and homes for sale in California - Doug Sherry, REALTOR® Doug Sherry REALTOR(r) for Walnut Creek, Lafayette and Contra Costa County, California real estate - NUMBER1EXPERT™ Doug Sherry NUMBER1EXPERT(tm) for Walnut Creek, Lafayette and Contra Costa County, California real estate
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Doug Sherry, REALTORŪ, real estate agent and broker for Walnut Creek, Lafayette and Contra Costa County California home listings, property and land for sale - NUMBER1EXPERT(tm)
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Mortgage Prequalification: Walnut Creek, Lafayette and Contra Costa County California home buying, real estate listings, and homes for sale in Contra Costa County, CA
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Walnut Creek, Lafayette and Contra Costa County REALTORŪ to offer services such as these. 

Once you fill out the form, I will quickly process your information and get right back to you! 

I can help you pre-qualify for your mortgage. It's my job! This is free and without obligation... 

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Real Estate Tips
Disclosure Laws >Read the Fine Print

Many states require the seller of a home to fill out a real estate disclosure statement when transferring the title. The disclosure is designed to reveal any material defects in the home to the new owner. When buying a home, take the time to read the fine print of the disclosure form.

Look for a section that asks the seller to indicate the material defects that exist in the home's major systems. Most forms will specify interior and exterior walls, ceilings, roof, insulation, windows, fences, driveway, sidewalks, floors, doors, foundation, and the electrical and plumbing systems. As the buyer you will want to know of defects in any of these areas.

Sellers are required to note the presence of environmental hazards or zoning violations. They must disclose if there are any encroachments or easements, or walls or fences shared with adjoining landowners. Room additions or repairs made without the necessary permits or not in compliance with building codes must be noted. Sellers must disclose citations or lawsuits against the property. If any such conditions appear on the disclosure form, consult with your real estate agent immediately regarding how to proceed with negotiation.

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Real Estate Trivia
Q 
What famous antebellum mansion was known as the "Queen of Tennessee Plantations"?

A 
Belle Meade Plantation was a prosperous 5,400-acre thoroughbred horse farm in the mid 1800's. The Civil War Battle of Nashville was fought in its front yard.
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Doug Sherry, REALTORŪ, real estate agent and broker for Walnut Creek, Lafayette and Contra Costa County California home listings, property and land for sale - NUMBER1EXPERT(tm)

Doug Sherry
Pacific Union Real Estate Group

8 Camino Encinas
Orinda, CA. 94563
925-918-0011
925-253-6250
Fax: 925-258-0093
Email: dougsherry@NUMBER1EXPERT.com

Doug Sherry strives for excellence in everything he does, making a solid commitment to remain on the cutting edge of real estate technology and innovation. He helps his clients achieve their goals through an open-minded philosophy and years of extensive business. Call or email him today!

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Pacific Union Real Estate Group real estate and homes for sale in Walnut Creek, Lafayette and Contra Costa County California

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